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What is Short Term or Temporary Insurance Cover?

If you have ever had to be the driver of an automobile that did not belong to you, or had someone not covered by your vehicle insurance policy need to borrow your automobile, the reality that accidents can happen is a frightening one. The potential is always there, in spite of how careful one may intend to be, that an accident could destroy or seriously damage a vehicle that could cause tremendous financial jeopardy. Having to repair or even replace a vehicle unexpectedly can cost much more than most are able to pay. Short term and temporary car insurance policies can be a solution to alleviate this worry.

Temporary insurance coverage is for anywhere from 1 to 28 days of insurance protection. In the event that you should need to drive a vehicle not covered by your regular insurance policy, temporary insurance coverage will protect you financially for the short period of time you require. This coverage is ideal for situations such as the purchase of a new vehicle. Temporary insurance will protect you in unaccompanied vehicle demonstrations while shopping for a new vehicle as well as immediate insurance coverage to drive away a new vehicle that you have just purchased. In addition to offering coverage for vehicles that you nay drive temporarily you can also purchase coverage for people that will be temporarily driving your vehicles. Should you have friends or relatives that need to borrow one of your vehicles for less than one month temporary insurance coverage will protect you both in the event of an accident.

Short term insurance differs slightly by offering coverage for periods extending past the 28 day point and up through six months of protection. Should one of these temporary situations last for a longer period than originally anticipated, short term coverage will allow protection beyond the 28 day limit of temporary insurance coverage. From time to time a friend or family member may need to borrow one of your vehicles for more than four weeks, or possibly you would need to use a car that was not your own for an extended period. Short term coverage can insure you on extended business trips or vacations, anytime that you need coverage for a vehicle you do not own or a driver not covered on your policy that will last from at least one to no more than six months.

There is a lot more to short term car insurance cover or you could get a quote here for  temporary car insurance or, if you require several months cover, go here for monthly car insurance.

Copyright Don Mason 2006