What is Short Term or Temporary Insurance Cover?
If you have ever had to be the driver of an automobile that did not
belong to you, or had someone not covered by your vehicle insurance
policy need to borrow your automobile, the reality that accidents can
happen is a frightening one. The potential is always there, in spite
of how careful one may intend to be, that an accident could destroy or
seriously damage a vehicle that could cause tremendous financial
jeopardy. Having to repair or even replace a vehicle unexpectedly can
cost much more than most are able to pay. Short term and temporary car
insurance policies can be a solution to alleviate this worry.
Temporary insurance coverage is for anywhere from 1 to 28 days of
insurance protection. In the event that you should need to drive a
vehicle not covered by your regular insurance policy, temporary
insurance coverage will protect you financially for the short period
of time you require. This coverage is ideal for situations such as the
purchase of a new vehicle. Temporary insurance will protect you in
unaccompanied vehicle demonstrations while shopping for a new vehicle
as well as immediate insurance coverage to drive away a new vehicle
that you have just purchased. In addition to offering coverage for
vehicles that you nay drive temporarily you can also purchase coverage
for people that will be temporarily driving your vehicles. Should you
have friends or relatives that need to borrow one of your vehicles for
less than one month temporary insurance coverage will protect you both
in the event of an accident.
Short term insurance differs slightly by offering coverage for periods
extending past the 28 day point and up through six months of
protection. Should one of these temporary situations last for a longer
period than originally anticipated, short term coverage will allow
protection beyond the 28 day limit of temporary insurance coverage.
From time to time a friend or family member may need to borrow one of
your vehicles for more than four weeks, or possibly you would need to
use a car that was not your own for an extended period. Short term
coverage can insure you on extended business trips or vacations,
anytime that you need coverage for a vehicle you do not own or a
driver not covered on your policy that will last from at least one to
no more than six months. There is
a lot more to short term
car insurance cover or you could get a quote here for
temporary car insurance or, if you require several months cover, go
here for
monthly car insurance.
Copyright Don Mason 2006 |